What are Index funds and Exchange Traded Funds?

How do Index funds work?

According to the portfolio aligned with the Index, the fund manager buys or sells units according to the portfolio during any changes in the stock’s weight within the Index. Although it is easier to follow passively managed funds, there is a limitation to this it may not always offer the same returns as that of the Index because of an error called tracking error and scheme expenses. Tracking error occurs due to disproportionate holdings of securities that align with the Index and transaction costs incurred.

Understanding Nifty Index Fund

Nifty Index funds are also a replica of Index funds. Nifty Index funds in India are those mutual funds that are a replica of the composition of nifty stock indices. So you may choose to invest in a set of handpicked instead of restricting yourself to a particular stock. The Nifty Index fund is a replica of the NSE Index, which is a benchmark

Hypothetically speaking, Nifty 50 has around 31% exposure to the Retail/FMCG Industry. Thus, Nifty Index funds that track Nifty 50 will also have 31% of its portfolio invested in the Retail/FMCG sector. The same stocks that are included in the benchmark Index are easier to track and analyze. Nifty Index funds gives you the best of both worlds with the benefit of Indexation and optimum use of marketization of stocks.

Benefits of Investing in Nifty Index funds in India

Risk-adjusted returns: Nifty Index fund gives you the benefit of reduced risk level for those who do not wish for an actively managed fund. Investors should remain invested in Nifty Index fund for at least 3-5 years to generate risk-adjusted returns.
Invest in a basket of shares: Allows you to own the shares in the Index for a fraction of their value in the Index.
Diversification: This allows you to diversify across the top companies in different sectors through a single investment.
Returns in tandem with broad market average: Nifty Index fund is an easy and feasible investment avenue to lock returns in line with the benchmark Index, which means that investors are in tune with the broad market at all times.
Flexibility: Gives you the flexibility to choose between nifty Index direct growth and indirect option.
What are Exchange-traded funds (ETFs)

Exchange-traded fund (ETF) is a type of investment that can trade on an exchange like a stock, which means they can be bought and sold throughout the trading day. From traditional investments to tangible assets like commodities or currencies are offered by ETFs.

Let’s understand the types of ETFs:

There are a few types of ETFs like –

Market ETFs – includes Index S&P 500
Bond ETFs – This is designed to provide exposure to various types of bonds available; corporate, high-yield etc.
Sector/ industry & Commodity ETFs:Designed to provide exposure to a particular industry, such as oil, pharmaceuticals, or commodities.
Style ETFs – This is based on investing style or pattern such as growth stock or small cap equities.
Actively managed ETFs are curated to outperform an Index, unlike most ETFs, which track an Index.
There are a few more ETFs in the market that can be classified based on strategy.

In short, ETFs are easy to trade – you can buy and sell any time of the day

Legitimate High Risk Lenders

High risk loans are loans given out to borrowers whose repayment ability and/or tendency is considered poor. There could be various factors that cause this, which may include a poor credit history, bad credit score, an inconsistent income, vast number of outstanding debts, evidence of a poor understanding of the credit system, ownership of a high risk business, etc. These loans typically are not secured by a collateral being at stake.

High risk loans are typically offered by direct lenders and with reference to these loans, such lenders are often termed as high risk lenders. Unlike the traditional lending where large banks and institutions have their reputation and brand recognition to uphold, most direct lenders are not as prominent and ensuring that you’re dealing with a reputable and legitimate high risk lender, can be of much importance while you choose a high risk loan. Read ahead, to understand more about high risk lenders and loans.

Are High Risk Loans Expensive?
Since there is a high risk for the lender, there is a natural expectation of a high return, which is one of the main reasons that high risk loans are expensive. High risk loans – loans that accept bad credit scores – are in much demand, which allows lenders to keep these loans expensive enough to compensate to an extent, for the added risk. As a result, high risk loans tend to have a high rate of interest or fees associated with them.

High Risk Personal Loans, Payday Loans and Installment Loans
High risk loans that are available for individuals, all under the category of “High Risk Personal Loans”. While there are types of loans available in the market that can fall under this category, the two most common types are:

High Risk Payday Loans: These are high risk loans, which are usually due within 30 days – typically on the next pay date (unless that’s within 7 days). While the interest APR may seem high, the total fee or interest a borrower pays in absolute numbers, tend to be low due to the brief tenure. These loans are ideal when the borrower is confident of being able to repay them on time.
High Risk Installment Loans: These are high risk loans, which can be paid back over 3 and 6 months via weekly, bi-monthly or even monthly installments. Some direct lenders may also choose to offer longer installment loan tenures, but the income requirement for such loans is likely to be high and the total fees/interest payable for such a long term loan is likely to be very high. These loans are ideal when the borrower needs more time to repay the loan or prefers repayment flexibility.
High Risk Loans for Bad Credit
High risk loans would typically be available to bad credit score holders, because the bad credit history of the borrower, is one of the factors that makes the loan a high risk loan. However, there are some lenders who may have a cut-off limit for credit scores.

Some trusted and experienced high risk lenders offer payday as well as installment loans to bad credit borrowers, no matter what their credit score may be. Even if the borrower’s credit score is as poor as 250, the approval of such a loan would be based upon the income of the borrower and hence this credit score would not be an issue. Such lenders ensure that their loan qualification terms are absolutely independent of the credit history of the borrowers.

Finding a Legit High Risk Lender
High risk lending is not as straightforward as the traditional lending that the banking system offers. High risk loans are typically offered by direct lenders or they can be availed through some matching services and brokers. It is important to find legitimate high risk lenders and deal with only a trusted one whose services you can gain confidence upon.

There are some easy ways to identify a legit high risk lender:

Ensure the lender has a well-constructed website and strong online presence
Choose an experienced lender over a new-comer in the market
Look for a valid security certificate on the website (https)
Look for valid contact details
A legitimate lender typically discloses terms and conditions transparently. Read any offer document carefully and do not accept when you’re unable to understand the loan terms and/or seek clarification where needed.
Get a High Risk Loan today from Instant Approved Loans
As one of the most prominent names amongst the high risk personal loan direct lenders, Instant Approved Loans has secured a reputation amongst many borrowers as the go-to choice for loans. Offering payday loans as well as more flexible installment loans, Instant Approved Loans is a fully online service that typically approves and credits loans in roughly just a single business day. With a high rate of approval, and a strong presence online, they have much to offer in terms of reliability, even for those who have a bad credit history.

When you’re ready to take the next step, simply head to the High Risk Loans page of Instant Approved Loans and you’d know you’re in the right place to find exactly what you’re looking for.

Top Forex Trading Risk to Avoid

When it comes to liquidity and trading volume, the forex market is the largest in the entire world. Most of the forex transactions are based on forwards, options, forex swaps, spot transactions, and currency swaps. All these products and instruments are leveraged. Leverage is a double-edged sword. Yes, leverage gives you the power to open a large trading position with a small amount of capital, but at the same time, if the trade goes against you, you lose your initial capital and the leveraged money with the loss incurred on the trade.

There are various risks associated with the forex trade, and leverage risks just one of them. In this article, we will talk about the top forex risks that every trader must consider.

Leverage Risk

When you trade currency pairs via leveraged products, you need to put in some minimal initial investment called margin. Margin is the way to access significant trades in various currency pairs. Due to small changes in the price, margin calls take place. Margin calls require traders to pay an additional margin. During high volatility, excessive leverage can also result in extensive losses due to an excess of the initial investments. Therefore, it is very crucial that traders use leverage with utter caution and measurement. Many new traders think that leverage is a free pass to rapid and expansive profits. Well, this isn’t quite the case. Leverage surely gives you the opportunity to open large trading positions, but if these positions do not work in your favor, you end up losing your margin, i.e., your initial capital, your leveraged money, with the loss you incurred on the trading position. Therefore, leverage trading is considered one of the major forex risks for traders.

Interest Rate Risk

Another in the list of major forex risks is fluctuations in interest rates. When any institution borrows money, the lender will charge an interest rate on the loan. The rate of interest typically depends on how much risk the lender is taking. The borrowers that are considered highly risky will pay a high rate of interest on the loan. On the other hand, borrowers that entail lesser risks pay lower interest rates.

Setting the financial policies within various countries is the job of central banks to ensure stability and growth in the economy. The fluctuations in the rate of interest influence the decisions of the traders.

One must understand that the exchange rate and the interest rate work hand in hand in any economy. Therefore, it is crucial to pay diligent attention to interest rate fluctuations. This way, you will be able to decipher where the large businesses and institutions are investing their securities to receive the highest returns.

Transaction Risk

Another in the list of top forex risks is the risks pertaining to transactions. These are the exchange rate risks concerning the differences between the starting and closing of the contract. In forex trading, the exchange rates might change even before the settlement of the contract as the forex market goes live for 24 hours a day. Higher the gap between the start and end of the contract, the higher the transactional risks.

The reason is that the time differences facilitate the fluctuations in the exchange rates. Thus, individual traders, institutions, and trading corporations face high transactional costs.

Volatility Risk

One of the major forex risks is volatility risk. One can describe volatility risk as the number of changes or fluctuations that take place in the market. Even though volatility in the market is seen as a risky element, it also has some positive influences. Without volatility in place, it would be impossible to trade currencies via the high liquidity of the market. Therefore, trading in balanced volatility in the forex market can aid in substantial gains. On the other hand, extremely high volatility that hits the market when some big change or announcement takes place can be immensely dangerous for forex traders and investors.

Broker Risk

Another in the list of top forex risks is the risk associated with the forex broker or financial service provider. It is very important that traders pursue diligent research before putting in their hard-earned money with any broker in the trading world. If one goes with a wrong forex broker involved in fraudulent activities, one can end up losing all the capital and profits. Therefore, it is crucial to pursue trade with a regulated and reputable broker.

If you are looking for a financial broker to pursue forex or any other trade, we recommend HFTrading. HFTrading is a highly regulated broker offering trade in an expansive range of instruments like currency pairs, commodities, metals, stocks, indices, ETFs, CFDs, and more.

Counterparty Risk

A counterparty is any company in a foreign exchange transaction that renders the asset to the trader. Counterparty risk entails the risk from the broker or financial service provider, or dealer involved in a particular transaction. If we talk about forex trading, the forward and spot contracts are not guaranteed by any exchange. In spot trading the currencies, the risk is present in the solvency of the maker of the market. During sheer volatility, the counterparty might refuse to adhere to the contract.

Devaluation Risk

In the list of top forex risks lastly, we will shed some light on devaluation risk. Devaluation occurs when a country alters its currency downward as compared to another country’s currency in utter deliberation.

Devaluation is a financial policy tool used by countries that have a fixed exchange rate. The government determines devaluation due to the impact of currency price on the activity of the government. One of the main reasons why the government devalues its currency is to stop the imbalances in trades. Devaluation of currency results in a reduction in exports of the country, making them less expensive and more competitive in the international markets.

So when devaluation occurs, interest rates are hiked up to keep inflation in control. Devaluation can be seen as a sign of weak economic conditions in a country that dismantles the creditworthiness of a country. Sometimes, devaluation is a result of utter competition in which countries devalue their currencies in response to the devaluation of neighboring country’s currency. This leads to global issues in the markets. Therefore, you must put utter consideration into the countries that are devaluing their currencies.


With this rather long list of forex risks, the losses in the forex market may be higher during the initial times. Due to high leverages operating in the market, a small initial fee can lead to huge losses due to illiquid assets. Moreover, the time differences and political risks associated with the forex market can have lasting impacts on various currencies. Yes, the forex market has the highest trading volume, but the risks are high too.

What is Micro-Consulting and How Much Does it Pay?

Okay so, you are probably wondering what micro-consulting is aren’t you, well, micro-consulting is a lot like regular consulting, but it comes in short bursts. That is to say that normally there isn’t a large amount of money that changes hands, and there aren’t any large reports, research projects, and work involved. Rather someone who is very entrenched in a given industry makes themselves available for questions. And entrepreneurs, corporate executives, and business startups can send them an e-mail, or a text message, or perhaps even call them on the phone with questions.

The micro consultant will answer these questions for a nominal fee and give bits and pieces of wisdom to the individual making the inquiry. If you consider Yahoo Answers and the types of questions people ask into the computer, perhaps you can understand why business people need a “go to guy” or gal in the industry that can answer important questions immediately. Sometimes business folks need the answer right away, but they can’t find it online because all of the top industry professionals don’t necessarily put out that type of information, and it’s often not common knowledge.

However, if you, as the micro-consultant make a deal with them for a nominal fee to be on call so to speak to answer basic easy questions, they are more than likely to pay you for your services. I’ve done quite a bit of micro-consulting, and the way I do it is; I have someone put $100 on my Starbucks card, or perhaps pay me $250-$500 on PayPal, and I make myself available if they have questions in the industry. Sometimes people never ask me questions, other times they may go months between questions. Sometimes my answers lead to even more questions, which is okay too.

Rather than trying to make a whole bunch of money off one or two consulting clients, in this way you can have 50 to a 100 clients and go about your daily life, and do a little traveling, and as long as you are near a computer or access to the Internet and get back to them within 24-hours or so, everyone’s happy. Best of all your clients will not quit, they will just use up their allotted time, and when either of you feels that you deserve more, you just make mention of it.

You’d be surprised how well micro-consulting works, and how easy it is to do, that is if you are an expert in your industry. Because if you are one of the best in your industry, you will always be needed as other business people in the industry need someone to bounce ideas off of, and to ask questions to. Indeed I hope you will please consider all this and think on it.

Lighting Consultancy

A lighting consultancy is particularly good at designing the correct lighting placement, intensities and energy ratings. Lots of home owners and business owners want to get the very best bang for their buck from their the lights that they are generally going to use day in, day out. It has been proven that having the correct ambient lighting intensity and positioning helps to improve the productivity of workers in the workplace. Poor lighting decreases moral and concentration is decreased because of the resulting eyestrain from having the incorrect amount of light. Lots of different factors can contribute towards the design of a particular interior even down to the colour that the walls and ceilings are decorated in.

Other factors that contribute towards the intensity, type and positions of ambient lights in a given room include the amount of natural light the the windows let in. It becomes a matter of balancing the artificial and natural light. Obtaining the right balance is the number one aim of a successful lighting designer. Lighting design consultancies specialise in just this – getting the correct balance, position and intensity of a client’s interior lighting. This type of skill takes years of training and experience to perfect. The top consultants and practitioners can literally visit a location and then use their professional software to render a successful design.

Home owners can have it all with the latest TV Entertainment Systems, lovely decor, fitted kitchens and professionally designed bathrooms. but what about professionally designed lighting layouts? Well, you need a qualified and experienced lighting designer to make this happen. The very best lighting consultants work at the top lighting design consultancies. If you want your home to impress and feel great then you need to get a professional in to help you with your interior design and to fit your lights in the best possible positions in your rooms. There will also be a cost saving in terms of amount of energy that is used. It is surprising how much energy can be wasted by having lights that are fitted in less than optimum positions and it is also common for non-professionals to fit the incorrect intensity luminaires. In fact, there can often be dramatic energy savings from simply using the correct type and power of luminaire for a given scenario.

How Recruitment Consultants Are Used in the Sales Market

The sales market is a competitive area to get into so any employment opportunities that come along should be taken very seriously. Recruitment consultants are there to help anyone wanting to gain employment in the sales sector. Employers who are looking for new candidates to join their growing business will also find benefit from liaising with an employment agency.

From the perspective of someone who is looking for work in the sales sector there is a lot to be gained from signing up with a recruitment agency. There are many agencies that specialize in this area of business and they are more than capable of finding the right position for any individual who has something special to offer. Once you are on board with a recruitment agency you will be guided into a new employment opportunity by a dedicated recruitment consultant. They will help you to develop a CV to fit the needs of your ideal job in sales and then help you to get that job. Recruitment consultants will provide a candidate with the following services;

Once you have signed up with a sales recruitment agency they will help you to determine what the right sales job is for you.
A recruitment consultant will guide you into the right job by taking positive steps to reach that goal.
They will take your CV and examine it thoroughly to see if there is any aspect of it that needs to be changed. If there are changes that need to be made then they will take care of this for you.
You will be taken through the numerous positions that are on the agencies database to help match your CV to the right position.
Above all else, it is in the best interests of the recruitment consultant to set you up in the right job as they have a reputation to uphold; with the client and the candidate.

Clients have a lot to gain when it comes to making a connection with a recruitment agency that specializes in the sales sector. They offer the client a wide range of services including;

Comprehensive advertising campaigns.
A skilled recruitment consultant will help you to find the right candidate for your company.
To save a sales company both time and effort a sales recruitment agency will conduct the first interview with a potential candidate to find out if they are right for the job.

Benefits and Use of Recruitment Consultants in the Sales Market

Recruitment consultants form an important link between the employer and employee. The sales market is a competitive area and recruitment agencies help to bring available jobs to the attention of potential employees.

There are many different types of sales positions available to any enthusiastic individual wanting to apply and these are covered by the best recruitment agencies. A recruitment consultant will be on hand to offer expert advice regarding a possible vacancy. With their guidance you can filter out the jobs that don’t apply and focus on the jobs that match your skills and level of expertise. The different types of sales positions that might be on offer at a recruitment agency include;

Sales jobs in the IT sector.

Sales jobs in the marketing sector.
Sales jobs in the engineering sector.
For the employee there are a number of advantages to signing up with a recruitment agency over compared with searching for a job with no assistance. Once you have signed up with a recruitment agency you will be able to tap into the knowledge and expertise of the recruitment consultants at hand. You will feel safe in their hands as you are guided through the different positions in the sales sector so that you can be sure that you are applying for the right position. As there are many different types of sales jobs out there it is important to gain expert advice so that the best positions are found. Recruitment consultants will help you by taking the following important steps;

You can have a one to one consultation with a highly skilled recruitment staff member. They will help you by learning about your skills and job aspirations.

They can analyse your CV to determine whether it is of a sufficient quality to be sent out to any potential employers.
Once the CV is ready to be seen by a potential employer in the sales sector a recruitment consultant will find a job that is specific to your requirements.
An employer looking for people to fill their vacancies will find that an employment agency is the best and most efficient path to go down. Employers looking for suitable candidates to fill their vacancies will experience the following benefits;

Employers will be able to access a large database of potential candidates.

The first interview will be carried out by the employment agency. This helps the employer save valuable time.
Important administrative duties will be carried out by the agency. An employer will also experience ongoing customer service.
All in all recruitment consultants and agencies are a great benefit to the employer and the employee.

Assured Recruitment Solutions are specialist recruitment consultants for the sales, technology, retail and finance sectors within the UK. With vast experience in placing senior appointments and acting as consultants for the UK’s largest private organisations Assured is leading the way in offering more bespoke and integrated recruitment processes. For more information on Assured Recruitment visit [http://www.assuredrecruit.com]

Finding a Good Inbound Marketing Consultant Five Questions

Inbound Marketing is a web marketing strategy dependent on relating with purchasers using content marketing. Your consumers are on Bing and Google and social media web sites hunting for tips to aid their purchase choice. Getting to most of these potential buyers is the core process concerning content marketing. If you’re looking for an expert to advance qualified targeted traffic to your web site here are 5 key qualifications when hiring a consultant.

1. Official certifications. Hubspot, the preeminent Website marketing software company has a thorough training curriculum where one can obtain two different levels of qualification. The first is a Primary Certification. This particular level contains various topics including Website SEO, web page landing page development, blogging optimization and CRM management. Of the 4,200 people who have the primary certification program 65% currently have passed. The next level is Honors Certification. Merely 15% have reached this level. Here you master advanced Inbound strategies connected with reporting business results, lead nurturing and customer relationship management. In both situations, the Hubspot accreditation is the business standard for a content marketing advisor.

2. Content Material Development. The engine which moves beneficial online marketing is content creation. Blogging, premium content (for example, whitepapers) in addition to online video are all necessary ways of putting “thought leadership” subject matter on-line. A good consultant has the assets either to produce the information for you or enable your personnel to do so themselves. It is very important determine if the consultant has blogging methods and resources relative to your business. Always be certain to ask about video as well. The reply needs to be yes. What’s more, it shouldn’t be costly either.

3. SEO Expertise. Search engine optimization is crucial in order to the way which content is built. In particular, just what subjects and also search terms might resonate most with your clients who are searching on the web. Website SEO should be constructed into all of the articles, specifically blogging work. Ask your marketer to describe the direction they would most likely optimize your blog posts. At minimum they ought to discuss title tags, meta descriptions, alt tags and back-linking (external and internal). Ask about off-page methods for link building for instance newswire distribution in addition to competitive link examination to find out exactly where your competition are gaining one-way links. Finally, you should question if your inbound consultant will optimize your online video media content for increased direct exposure.

4. Site Management Experience. Ascertain the amount of knowledge your outsourced solution has got running internet websites. Expertise managing a web site indicates that they understand technology, content, internet website marketing, Public relations, Google analytics and finance. This expertise will assist you to gauge if they understand each of the parts an online content marketing strategy involves. In addition, their ability to deal with virtually all levels of your organization. People with lots of Facebook or Twitter friends are not necessarily the most suitable match to interface with your senior management.

5. Duration of Engagement. There are not any speedy results. You can ask the marketing consultant how much time it’ll be to find out results. An appropriate reply really should be is that if the procedure is put into practice and also the suitable internal resources are committed, about four to six months to begin to determine results including more traffic plus additional leads to your web site.

High Priced Consulting – Announcing 4 Turbo Methods to Explode Your High Priced Consulting

Based on statistics, the number of people who are offering high priced consulting services have grown exponentially over the last couple of years. Well, it is not surprising as this endeavor promises huge earnings for the right people. Imagine, you can potentially make up to $100,000 per month as long as you have what it takes to help your clients in reaching their goals or in improving the quality of their lives.

Here’s how you can explode your high priced consulting:

1. Be different. You can easily make a name in this field and easily convince people to do business with you if you know how to set yourself apart from the rest. Check out similar high priced consulting services that are being offered by your leading competitors. Take note of their strengths, major selling points, and weaknesses. Keep these in mind when designing your own offerings. Make sure that you offer products and services that your clients will not possibly find elsewhere. Also, make sure that your consulting services are far better and more useful compare to your competitors’.

2. Active listening. Your clients will surely appreciate it if you can offer them as much time as they need especially when they talk about their problems or the reasons why they signed up to your services. Make sure that you give them your undivided attention to make them feel valued. Do not simply hear what they are saying instead, strive to listen actively. Try to digest everything that they are trying to get across to get a clear picture of their situation.

3. Keep your clients on the loop. You need to involve these people on all phases of your consulting program. After getting them to tell you their problems or the things that they would like to have some improvements on, involve them when making your action plans. Working hand in hand with your clients in looking for the best solutions can surely produce a great outcome.

4. Share your knowledge. Don’t hesitate to offer everything you know to your clients. There are some consultants who are not willing to share every piece of information they have because they fear that these will be distributed to other people and will lead to losing their prospects’ businesses. Well, this is not the best route to go if you want to impress your clients and give them their money’s worth, right?

MLM Consulting and Prepaid Legal Review

MLM Consulting is becoming a common business and it has increased over the years. One of the newest and most promising MLM Consulting jobs is selling legal prepaid insurance. The Internet holds an abundance of MLM Consulting positions, also.

MLM Consulting firms that sell prepaid legal insurance is an excellent way to make a living. If you are looking into making a serious career change because you are tired of the corporate world, then you might consider selling prepaid legal insurance. The benefits of this type of MLM Consulting are amazing. You can work your own hours and be your own boss. Your pay is based on how hard you want to work. The flexibility alone is a fantastic reason to become a distributor of prepaid legal insurance.

Another excellent benefit of the MLM Consulting industry with prepaid legal insurance is that there are different positions that you can work. If you don’t want to sell insurance but you want to find people under you to sell, then you can do just that. You can recruit new distributors all day long and get paid daily for each one of them that you bring into the business. You also have the option of not building up a network of recruiters but just selling the insurance, too.

The amount of money that you can make selling prepaid legal insurance can be unheard of and you wouldn’t dream about it with the job you are in today. Again, your pay is based on how hard you want to work, how many hours each week you dedicate to your business, and which duties you are performing with your business. The opportunity of selling prepaid legal insurance is endless.

Anyone can sell prepaid legal insurance. You don’t have to have a degree or a background in sales. If you are interested in multi-level marketing and you are hesitant because of your background or lack of experience, don’t worry.

Prepaid legal opportunities have training programs for everyone and when you are finished with the program, you will walk away with a certificate of completion. This will certify that you are ready to begin your new career as a prepaid legal consultant and you are qualified. People from all walks of life join the prepaid legal profession.

Now is the perfect time to get in on MLM Consulting selling prepaid legal insurance because this type of insurance has not saturated the market yet and many people are willing to buy it.

Prepaid legal insurance is an excellent idea and favored by many people, especially if they find themselves having many transactions that they need a lawyer with. Legal insurance is just like medical insurance and people want to know that they have a legal representative when they need it. It also eliminates the stress of having to find someone in desperate times.

People pay a monthly fee for prepaid legal insurance and they have a copay upon using the services, just like medical insurance. Now is the time to sell it because society knows how expensive an attorney can be and most people cannot come up with the money for one instantly. The beautiful thing about prepaid legal insurance is that you receive a monthly commission off of people’s monthly payments.

Today, one of the most successful upcoming trends with MLM Consulting is selling prepaid legal insurance. Now is the time to jump in before the market is saturated. The amount of money that can be made in this field is unlimited.

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